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Emergency Funds Part B: The dark side of emergency funds

Tuesday, April 15th, 2008

Walkin’ around with 28 large in the bank makes me feel like a huge swingin’ dick. A nice wad builds confidence, pride, and a sense of security.
But there are downsides to having an emergency fund. Sides that are as dirty and insidious as any family secret.
Desensitized to windfalls
I have been waiting for our […]

Emergency Funds Part I: Stupid history

Monday, April 14th, 2008

Lynnae recently pointed out the tremendous benefits of an emergency fund. When big, unexpected bills come along, there’s no scramble to put together the cash. There’s no need to reach out to friends and family, or reach for the credit card. No need to apply for a HELOC. There is a huge, and I mean […]

Netflix’s New Releases are three years old

Wednesday, April 9th, 2008

The Single Guy is taking a break from Netflix. I can’t blame him one bit.
I started out loving Netflix. A movie I wanted to see came. I watched it. I sent it back. I got another one.
I quickly ran out of movies that I wanted to see. So now I just try to get new […]

If George Carlin were a PF blogger

Tuesday, April 1st, 2008

Have you ever noticed that anybody that saves less than you is a dickhead, and anybody that saves more than you is an asshole?
There are a lot of dickheads out there.
There’s the dickhead that complains about his credit card payments, just after he buys a flat-screen HD TV. He doesn’t even think about the higher […]

Don’t open your bills at night

Thursday, March 27th, 2008

This one took me a long time to figure out. It’s more of a Stupid psychological hack than a money hack.
If I open my bills at night or on the weekends, and I find a mistake, I tend to focus on the mistake and think about it until I get it resolved. If I […]